Certified Risk Manager and Credit Analyst

Through a structured and systematic approach to the analysis of the company and its environment to enable the adoption of proper creditworthiness assessment, which is of particular importance for maintaining the quality level of banks’ loan portfolio and ultimately maintaining the financial stability of the banking system as a whole.

Experience

BEGINNER WITH BASIC BANKING KNOWLEDGE

Duration

9 MONTHS

Dedication

6 HOURS A WEEK

Start

MARCH 2024

Format

HYBRID BY CHOICE

Price

1440€

1. The banking sector, risks, characteristics – Evolution of risk management regulation and an overview of Basel and the Basel Standards

2. Framework of risk management and types of risks

3. Risk management and risk parameters

4. Credit policy and credit risk

5. Role of the credit analysis, the credit analyst and the credit function

6. Basics of market risks (currency, liquidity and interest rate risk)

7. Other non-financial risks (operational, reputational, strategic, profitability and capital)

8. Balance sheet

9. Income statement

10. Analysis of cash flows

11. Techniques of financial statement analysis

12. Qualitative factors as part of the credit analysis Case study and mentoring

13. Final exam

1.Credit risk – operational management and measurement

2.Assessment of need and credit structure

3.Lending to micro and small companies

4.Lending by industries

5.Project financing and syndicated loans

6.Optimization of credit operations

7.Projecting cash flows

8.Collateral management as an instrument to reduce credit risk

9.Analysis of creditworthiness and difference between transaction risk and customer risk (creditworthiness)

10.Scoring systems as a tool for credit risk management in banks

11.Monitoring of loans and early warning indicators for the possibility of non-payment of the loan

12.Advanced accounting analysis for financiers

13.Categorization of loans and methods for calculating credit losses (with special reference to IFRS 9) Case study and mentoring

14.Final exam

1.Market risks (currency and interest rate risk in the portfolio of banking activities)

2.Liquidity risk and Basel 3 methods

3.Operational risk and Other non-credit risks and externalization risk

4.ICAAP – general framework, components; Integration and implementation of internal determination of capital adequacy

5.Stress-test analyzes as a tool in the risk management process

6.Problematic placements and collection of problematic placements; Treatment of non-performing and restructured claims

7.Credit risk – Strategic management

8.Connection of risks and financial crises

9.Credit function and risk management in conditions of digitization

10.Case study – request for credit

11.Final exam

MON

NO LECTURE

TUE

Hybrid lectures

18:00 - 20:30

WED

NO LECTURE

THU

Hybrid lectures

18:00 - 20:30

FRI

NO LECTURE

Оur expert lecturers

Lecturers who have more than 10 years of work experience in the field

MORE DETAILS ABOUT THE PROGRAM

THIS PROGRAM IS HELD BY THE ACADEMY OF BANKING AND INFORMATION TECHNOLOGY ABIT.

Program for Certification in Risk Management & Credit Analyst (International Program for Certified Risk Manager & Credit Analyst) covers the most relevant topics in the field of management of the most important risk categories that financial institutions face in their operations (credit, market, liquid, and operational risk). Of course, the program will include other risks such as legal, reputational, strategic and profitability risks. Special attention will be paid to the so-called integrated risk management (ERM).

The main goal of the training is to strengthen the analytical skills and practical skills of the participants. Through a structured and systematic approach to the analysis of the company and its environment to enable the adoption of proper creditworthiness assessment, which is of particular importance for maintaining the quality level of banks’ loan portfolio and ultimately maintaining the financial stability of the banking system as a whole.

 

The program is an integrated approach to combining theory, practical skills and international practice in order to improve the competencies of the participants in the procedure of making credit analysis and interpretation of the results. Namely, the most important topics of the program are: practices, procedures and techniques in banks related to the credit process; international regulation; risk management and environmental analysis, especially macroeconomics. The most important focus is on the financial analysis of companies, due to its key role in credit decision making and customer monitoring.

 

LEARNING OBJECTIVES

After completing the program, participants will be able to:

Beginning of lectures NEW groups

New group

March 2024

Payment

8 installments

Price

1440 €

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Certified Risk Manager and Credit Analyst

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