For the Western Balkan Young entrepreneurs
SME-Finance
in Germany
Working with the backbone of the German economy
E-LEARNING
§ Overview of the economic climate and challenges ahead for SME in Germany
§ The main short- and long-term financing instruments, the fundamentals of hybrids and Off-balance-sheet financing
§ Regulatory requirements, deleveraging of banks’ balance sheets, need for a new bank approach, „new players on the market“
§ Fundamentals of the most common collateral used for financing of working capital and capex
§ The most relevant (Financial) Covenants
§ Practical example of credit risk analysis: profit & loss statement, balance sheet & cash flow
§ Excurse: Overview and present issues of German banking market
SPEAKER
Prof. Dr. Roland Kupka
Consultant/Freelancer, Dreieich
Experienced Corporate Banker
